International Journal of Education and Management Studies

Nayanika Singh ¹, Amit Kumar ¹

Affiliations
1 Department of Psychology, Punjabi University, Patiala, IN

Abstract

Quality of life has been one of the major areas of interest and attention seeking concern for researchers. There is no doubt that life is common to all but quality of life varies from individual to individual, irrespective of their age and background. However, we as researchers tend to group individuals matching on some aspect or the other, thus the quality of life of that particular group will be static and dynamic, this statement does not hold much weight. But yes, people having some of the common factors in some aspect of life would share some common quality of life that is for sure. Self Efficacy and Self Regulation are considered and proven as key determinants of quality of life and life satisfaction over the globe and across the ages, but independently. This may be a new and first attempt to examine their strength i.e. magnitude and the direction of relationship with quality of life in one study or altogether. Participants for the present study consisted of 120 school going adolescents, age ranging between 13-17 years, who were randomly selected from boarding schools of Solan District of Himachal Pradesh. A selection criterion of sample was age, socio-economic status, educational level and occupational status. WHO Quality of Life Scale, Self Regulation Questionnaire-Academics, and General Self Efficacy Scale were administered on the participants and Bivariate correlation technique of parametric statistics was applied on the raw scores obtained to draw the inference about the data. Results revealed that there is significant positive correlation among the variables i.e. QOL & GSE; QOL & SRQ, but QOL & SRQ are comparatively highly significantly positively correlated than QOL & GSE, however a distinctive result was revealed that GSE & SRQ-A are not significantly correlated.

Keywords

Quality of Life, Self Efficacy, Self Regulation, Adolescents

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Amit Kumar ¹, Jyoti Sharma ¹

Affiliations
1 Department of Commerce, Dayanand Post Graduate College, Hisar, Haryana, IN

Abstract

Structure of Financial Services in a country plays effective role in growth of economy. Last two decades there are no. of changes in banking industry for improving the various financial services at a large level with the help of financial inclusion. Financial inclusion means providing the appropriate financial services at a reasonable cost on time. In this paper the researcher describe the role of financial inclusion in banking sector for the growth of economy. This study concentrates on approaches adopted by various Indian banks in achieving the goal with the help of analysis of past and present year's progress through financial inclusion. The data has been collected from various journals, articles, reports of RBI and online resources.

Keywords

Financial Inclusion, KYC, ICT EBT GCC.

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